Poor management of cash flow is the silent killer of UK businesses—62% of SMEs face crises due to avoidable cash shortages. At Sigma Chartered Accountants & Tax Advisors, our cash management services don’t just track pounds; we analyse risks in real-time, from late client payments to seasonal slumps, and shield you from surprises.
We dig into your last 12 months' bank statements to find where money's really leaking - not just looking at numbers but understanding your business's unique cash rhythm.
Renegotiating payment terms with your 5 biggest suppliers typically frees up 15-25% of working capital. We'll handle those awkward conversations for you.
Implementing our 3-stage chasing process reduces late payments by 60% on average - we'll show you exactly which clients need a polite nudge vs. a firm demand.
When a crisis hits, we implement our 30-day survival plan: prioritizing payments, delaying non-essentials, and finding quick cash injections.
We calculate exactly how much cash you need to hire, expand, or buy equipment - then show you how to fund it without risking stability.
Ditch confusing spreadsheets. Get one-page cash snapshots that actually help you make decisions - updated weekly.
For UK small businesses, cash flow isn’t just numbers—it’s survival. Our small business cash flow management system gives you military-grade visibility and control. While competitors offer generic reports, we deliver live financial snapshots with actionable insights—spotting a late payment risk before it happens or identifying £5,000 in unused subscriptions at a glance. This isn’t just cash flow management for small businesses—it’s your financial early warning system.
We track every pound in and out, giving you real-time visibility into your available cash—no more guessing or surprises.
Automate follow-ups on overdue invoices and optimise payment terms to keep cash flowing smoothly.
Identify hidden waste, duplicate payments, and unnecessary subscriptions—freeing up cash for growth.
We track every pound in and out, giving you real-time visibility into your available cash—no more guessing or surprises.
Balance inventory, receivables, and payables to unlock trapped cash and improve liquidity.
Strategically & accurately time payments and reserves to avoid cash crunches during tax deadlines.
At Sigma, we don’t just manage cash flow—we transform it into a strategic asset. While others focus on reactive fixes, we combine cutting-edge technology with hands-on expertise to future-proof your finances.
